This Privacy Policy describes our policies and procedures on the collection, use, and disclosure of your information when you use our services, and explains your privacy rights and how applicable laws protect you.
By using Skrooge AI (“Service”), you agree to the collection and use of information in accordance with this Privacy Policy. This policy applies globally and reflects our operations from the United Arab Emirates.
1. Interpretation and Definitions
- Company
- refers to SKROOGE ACCOUNTING – L.L.C – S.P.C, Abu Dhabi, Zone Nawat Building, 5th Floor, 3 Al Mawasim St, Al Hisn, W7 01, Unit No. 414
- Country
- refers to: United Arab Emirates
- Service
- refers to the Website https://skrooge.ai/
- You
- means the individual or legal entity accessing the Service.
- Personal Data
- means any information that relates to an identified or identifiable individual.
- Usage Data
- is data collected automatically during your interaction with the Service.
- Cookies
- are small data files stored on your device.
- Service Providers
- are third-party companies or individuals engaged by the Company to support Service operations.
2. Types of Data Collected
Personal Data
may include:
- Email address
- First and last name
- Phone number
- Company name and registration details
- Business license, tax or identification numbers
- Passport copies or other ID documents (if required for KYC purposes)
- Banking or payment details (for invoicing or billing)
Usage Data
may include:
- IP address
- Browser type and version
- Time and date of visit
- Device identifiers
- Pages visited
Tracking Technologies: We use cookies, beacons, tags, and scripts to analyze usage and enhance user experience.
3. Use of Personal Information
We use your data to:
- Register and authenticate accounts
- Deliver and enhance our accounting services
- Communicate with you regarding services, updates, or offers
- Prevent fraud or misuse of the Service
- Analyze usage and develop new features
- Comply with legal obligations
You may receive service-related or marketing communications unless you opt out.
4. Disclosure of Information
Your personal data may be shared:
- With our affiliates and partners for service delivery
- With third-party service providers (e.g., payment gateways, analytics)
- As required by UAE law or government agencies
- As part of a business transaction (merger, sale, etc.)
- With your consent or at your direction
We do not sell your data to third parties.
5. Retention of Data
We retain personal data:
- As long as your account remains active
- As needed to comply with legal or tax requirements
- For internal analytics and dispute resolution
You may access, correct, delete, or request a copy of your personal data at any time by contacting support@skrooge.ai.
You may also request data portability, and we will provide your personal data in a structured, machine-readable format if technically feasible.
6. AI and Automated Processing
We use AI to:
- Process financial data and transactions
- Detect anomalies or suspicious activity
- Generate reports and forecasts
If decisions are made solely using AI that may impact you, you have the right to request human intervention and contest such decisions.
We periodically conduct Data Protection Impact Assessments (DPIAs) on our AI systems, particularly where profiling or automated decision-making is involved.
7. Transfer of Data
Your data may be processed in or transferred to countries outside the UAE. We ensure these transfers are subject to:
- Adequacy decisions by the UAE Data Office,
- Contractual safeguards, or
- Your explicit consent, unless otherwise permitted by law.
9. Legal Basis for Processing
We process your data under the following legal bases:
- Consent
- Contract performance
- Legal obligation
- Legitimate interests
10. Security
We take appropriate security measures to protect your Personal Data, including encryption, access controls, and data minimization practices.
In the event of a data breach likely to result in serious harm to your privacy or data security, we will notify you and the UAE Data Office promptly in accordance with Federal Decree-Law No. 45 of 2021.
However, no system is 100% secure. You are responsible for safeguarding your login credentials.
11. Third-Party Services
We may use third-party tools such as Google Analytics, payment processors, CRM platforms, and marketing tools to enhance our Service. Each has its own privacy practices.
12. Governing Law
This Privacy Policy is governed by the laws of the United Arab Emirates, including Federal Decree-Law No. 45 of 2021 on the Protection of Personal Data (PDPL).
13. Data Subject Rights
You have the right to:
- Access your personal data
- Request correction or update of inaccurate data
- Request erasure under certain conditions
- Object to or restrict processing in specific cases
- Data portability to another service provider
- Withdraw consent at any time without affecting past processing
- Object to automated decision-making
- Lodge a complaint with the UAE Data Office
To exercise these rights, contact us at: support@skrooge.ai
14. Children’s Privacy
Our Website and Services are not intended for children under the age of 18. We do not knowingly collect personal data from minors. If you believe a minor has provided us with personal information, please contact us to request its removal.
15. Changes to This Policy
We reserve the right to update this Policy at any time. Updates will be posted on our website and may be notified via email. Continued use of the Service indicates your acceptance.
16. Your Acknowledgment
By using our Website and Services, you confirm that you:
- Have read and understood this Privacy Policy.
- Agree to how we collect, process, and protect your data.
- Consent to international data transfers as described herein.
17. Contact Us
For questions, please contact us:
Email: support@skrooge.ai